Privatbank Bellerive

Legal information
By accessing, reading or using the information published on the websites of Private Bank Bellerive Ltd. (PBB) you agree to the following terms:

Authorised users
Accessing information on PBB’s websites is not permitted for persons or companies under the jurisdiction of a legal system that prohibits such access, or whose access would impose special duties on PBB. Further, the products and services depicted on PBB’s websites are restricted for persons with certain nationalities or domiciled in certain countries. Please note the applicable sales restrictions for the respective services. This includes, but is not limited to, citizens of the US, the UK, Japan and the Cayman Islands or persons domiciled in these countries. You are requested to obtain information about the applicable laws in your country.

No offer
The information published on PBB's websites does not represent a recommendation, offer or solicitation to enter into any legal transaction. Before you make a business decision based on information obtained from these websites, please contact a client advisor at PBB. PBB expressly states that it is not required to accept orders for business transactions (e.g. payment or stock market orders or other legal transactions) transmitted to PBB via its websites in electronic form or using a message window.

No guarantee of accuracy, completeness or timeliness of information
The information on PBB’s websites is created, regularly reviewed and updated with the utmost care. Despite exercising all due care, some data may have changed or be based on inaccurate information from third parties. For this reason, PBB cannot guarantee the accuracy, completeness or timeliness of the data, information and opinions published on these websites. The user bears full responsibility and risk for the use of the information published by PBB and/or third parties on these websites.

Amendments and additions to information
PBB reserves the right to make amendments or additions to the information provided at any time without prior notice.

Liability
PBB assumes no liability for any direct or indirect damage or consequential damage arising from the use of the Internet and/or access to PBB’s websites or other links to third-party websites (and/or inability to use or access these sites).

PBB also accepts no liability for manipulations made to the IT system of the Internet user by unauthorised parties. PBB makes express reference to the risk of viruses and the possibility of deliberate hacker attacks. It is advisable to use the latest browser version and install anti-virus software with automatic updates to prevent computer viruses. You are advised not to open e-mails from unknown senders or unexpected e-mail attachments.

Disclaimer / tax consequences of investment transactions
Investments can lose or gain in value. Past performance is not a guarantee of future performance. Potential investors should also obtain information about the potential tax consequences related to the purchase, ownership and sale of investment products at their place of domicile and seek advice from a tax specialist at their place of domicile.

Sales restrictions
PBB and Swisscanto investment products are not registered in the US and may therefore not be sold to persons domiciled in the US, investment companies domiciled in the US or to US citizens. For a list of Swisscanto funds and their countries of registration, please see Swisscanto's registration list. PBB is not registered as an investment advisor in the United States and its services are not offered in the United States. Swisscanto’s investment funds are not registered in the United States under the Securities Act of 1933 or the Investment Company Act of 1940. In the United Kingdom, only collective investments may be offered and sold which have been approved and/or registered for public sale. The investment products sold by PBB are not registered in the United Kingdom. The information on PBB’s websites is therefore not intended for British investors (UK residents).

Quality / links
Websites containing links to PBB’s websites are created and managed by persons not under the authority of PBB. For this reason, these websites are neither monitored nor reviewed for content. PBB therefore accepts no liability for the content, products, services, information and/or data from such websites.

Content / copyright
The entire content of these websites is protected by copyright. The reproduction, modification, use or further dissemination of all content, graphics, structures and information, whether in part or in full, is prohibited without the prior written consent of PBB.

No data security
It is expressly noted that the use of the Internet and/or these websites may leave traces that can identify a relationship with PBB. Additionally, the transmission of information using forms published on PBB’s websites or message windows is not encrypted. You further acknowledge that the elements you send to PBB or receive from PBB electronically, particularly via e-mail, etc. are generally not encrypted. Even if transmission is encrypted, the sender and recipient will remain unencrypted. It is therefore possible for third parties to identify any current or future banking relationships with PBB. Bank-client confidentiality is not guaranteed.

Protection of personal data
PBB does not collect personal data on this website unless you expressly provide your data to PBB using a form or otherwise. In such instances, PBB can use your personal information to market products and services that PBB feels may be of interest to you.

Secure internal data transmission
Your personal data is transmitted and stored internally by PBB in a secure environment (e.g., through firewalls). We take all appropriate measures to ensure that your personal data is not accessible to third parties. By way of exception, third parties hired by PBB to perform services for you may have access to this data. We will only provide your data to other third parties if required by legal or regulatory provisions.

Applicable law
If the use of PBB's website constitutes a legal relationship between the user and PBB, it shall be governed by Swiss law. The sole place of jurisdiction shall be Zurich.